Do you let kids play with games or gaming equipment? Do you let them, but with monitoring? How well do you take care of games and equipment? Myself, I let kids play with games - but they have to be watched like a hawk!
I try to keep things digital these days.This way I can have cloud backup and get the keys restored too. In such case the damage to the laptop and PC can be tolerated. I have seen that to be working out so far. I don't trust kids and so it's often better to have digital downloads.
Seems like discs are near impossible to scratch today, on accident of course. But yeah, do be sure to teach kids the proper way to handle stuff, or face not having any money for months if not years